For Banking

KYC/AML pre-clearance cuts onboarding from 6 days to under 2. Commercial loan memos in 90 min, not 8 hours.

Community + regional + commercial banks face a specific bind: AI deployment is regulated under OCC SR 11-7, FFIEC IT Examination Handbook, BSA/AML, and Reg E. We build systems that satisfy your model risk function ONCE at the architecture level, so individual workflows ship through without 6-week approval cycles.

Run a free audit for your firmBook a 20-min scoping call

What we'd ship for you

Specific tools we build for banking firms.

Not generic AI consulting word salad. Concrete, named deliverables with integration points, ship timelines, and expected impact.

1

KYC/AML Cycle Cutter

~21-day ship

What it does: Context-engineered AI reviews new account documents (ID, beneficial ownership, source of funds, sanctions screen) → pre-clears 70% before human review → escalates only the 30% that need real judgment. Full audit trail with retention.

Why this for you: Banks lose 6-day onboarding cycles to manual KYC review on routine accounts. AI gets routine cases to under 2 days.

Integrations

Your KYC vendor (Plaid Identity / Persona / Onfido)OFAC / sanctions screening APIClaude with your firm's risk taxonomyAudit log to S3 with object lock

Expected impact: 70% of new-account reviews: 6 days → under 4 hours.

2

Commercial Loan Memo Drafter

~18-day ship

What it does: Relationship manager uploads borrower financials + collateral + relationship history. AI drafts first-pass credit memo with cash flow analysis, ratio coverage, collateral valuation, risk grade — flagged for credit officer's review.

Why this for you: RMs spend 8-12 hrs per memo on data assembly + first-pass writing. AI does the 80% mechanical work.

Integrations

Your loan origination system (nCino, Q2, etc.)Claude with bank's credit policy as contextPDF generation + e-signature

Expected impact: Memo cycle: 8-12h → 90 min.

3

Branch / RM Daily Briefing

~14-day ship

What it does: Every morning, each RM gets a Slack/email briefing: their pipeline activity, recent customer events (loan maturities, life events, transaction changes), local market shifts, 3 specific cross-sell opportunities ranked by likelihood.

Why this for you: RMs walk into each day blind to their book's actual signal. Daily briefing changes them from reactive to proactive.

Integrations

Core banking (Fiserv DNA / Jack Henry SilverLake / FIS Horizon)CRM (Salesforce FSC / Total Expert)Claude with cross-sell rulesSlack/email delivery

Expected impact: RM cross-sell conversation rate 2-3x.

Regulatory frameworks we map to

Every build comes with compliance documentation tied to the frameworks your firm is examined against.

  • OCC SR 11-7 Model Risk Management
  • FFIEC IT Examination Handbook (Information Security + Architecture)
  • BSA / AML / FinCEN requirements
  • Reg E / Reg B / Reg DD / GLBA
  • NIST AI RMF 1.0 governance mapping
  • SOC 2 Type II + DPA for vendor reviews

Common tooling we wire into

We integrate with the systems your team already opens every day — not yet-another-dashboard.

  • Fiserv DNA / Premier / Cleartouch
  • Jack Henry SilverLake / Symitar
  • FIS Horizon / IBS / Profile
  • nCino / Q2 (commercial loan platforms)
  • Salesforce FSC / Total Expert (CRM)

How banking firms typically engage

  • Single workflow pilot (KYC, loan memo, or RM briefing)
  • Full department build with FFIEC + SR 11-7 documentation
  • Firm-wide regulated-AI infrastructure with core banking integration

Every engagement starts with a free AI audit + a 20-minute scoping call. We quote fixed-price after we understand your firm's actual workflows and regulatory environment.

Ready to ship AI in banking?

Start with a free audit — we'll show you exactly what we'd build for your firm with dollar-recovery math and a 14-day timeline. No call required.

Run free auditBook a scoping call